Planning for your future

It's good to have a clear idea of the level of income you will need to be able to live well when you retire.

Saving energy and keeping warm

If you were previously working outside the home, you might need to think about increased heating and water bills. You may be able to access grants that improve your home's efficiency and therefore reduce costs.

Find out more about saving energy and keeping warm.

Benefits and other financial support

You may have other needs that make you eligible for additional financial support.  Each year, up £5.5bn of pension credit, housing benefit and council tax reduction goes unclaimed by older people, so make sure you are receiving what you are entitled to.

Find out about Housing Benefit, Council Tax Reduction and other financial support you may be entitled to.

Find out about a range of Benefits on the Government's website.

Money and pensions information and advice

You can find out more on planning your retirement.

The Money Advice Service is a government website that provides advice on how to manage your money.

The Pensions Advisory Service is a free and impartial service to help with information, advice and any queries you may have about pension schemes.

Society of Later Life Advisers (SOLLA) can help you find a reputable independent financial adviser. Visit their website for details.

Legal matters

As well as planning for your future financially there may be some legal matters you also want to consider.  This includes: making a will, or what to do if someone dies, knowing your rights or how to get support with making decisions for yourself or on behalf of a loved one.

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